Be careful to note that I said "in part" what an airbag is designed to do. You're 1/2 right. Yes it is meant to stop you from face planting the steering column. But it also serves to decelerate your head, which is good when your seat belt is decelerating your body. It's good to keep your head & body in the same relative place.
This also relates to your comment about "sort of helps douches that don't wear their seat belt". Quite the contrary. the Airbag will decelerate your head while your torso tries to keep going = opposite effect w/ similar results. Not wearing your seat belt increases the chance that you will be directly seriously injured by the airbag itself.
Seatbelt doesn't decelerate your body. Hence why it locks when there's a rapid movement on it. If that doesn't happen, odds are high, it's not a heavy enough impact for the airbag to deploy.
Because of how bad seatbelts are, you get that deceleration effect. None of which would occur with a good harness. If it did lock you into place, then it's possible that the airbag wouldn't be needed. I'm going with the airbag would still be needed, because of how the seatbelt holds you down. Waist and one shoulder. Not great.
If you don't like the idea of airbags in your car, nobody's trying to convince you otherwise. But the idea that road going vehicles, outside of very rare circumstances, are safer without them is just retarded.
They would be safer if you had a better seatbelt system or harness and not need airbags. No head protection needed, cept in extremely violent crashes, but not like a seatbelt/airbag would help in those cases anyways.