not much difference between the 860 and the 920. i just built a rig with the 860 as a cruncher because i only plan to have a mild overclock. 860's consume less power and the overall cost of the CPU, mobo, and memory is a little cheaper for almost no performance difference. however, if i plan on OC'ing above 4.0ghz, then i would have gotten the 920. the 860 could also get 4ghz, but not with reasonable voltages and power consumption would end up being higher than a 4ghz 920. any clocks below 3.6ghz, then 860 is more power efficient. overall, my reason for the 860 was value for the money, power consumption, and how much i planned on OC'ing. your reasons may vary, so if you're able to spend a little more for the overall platform, don't care much about electricity, or plan to have high clocks, then go with the 920.
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